Construction Defect Claims Management

Specialized handling for complex coverage and construction disputes

Construction defect claims bring coverage, contracts, technical questions, multiple parties, and litigation into the same file. NARS brings these issues together through experienced claim professionals, active supervision, and a strategy tailored to your program, from early investigation through resolution.

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Construction Defect Claims Services

Bring coverage, construction, and litigation expertise together

Our dedicated construction defect teams draw on experienced casualty and property claim professionals. We match the handler and resources to the coverage, project, jurisdiction, severity, and complexity of each matter, then keep the strategy aligned as the claim develops.

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Commercial General Liability

Focused handling for contractor and subcontractor liability claims, including property damage allegations, contractual risk transfer, tenders, additional insured issues, and indemnity considerations.

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Wrap-Ups and Multi-Party Claims

Coordinated management of owner-controlled and contractor-controlled insurance program claims, with attention to multiple insureds, policies, parties, experts, and allocation issues.

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Builder’s Risk and Property Coverage

Experienced analysis of builder’s risk, difference in conditions, and related property coverages involving damage during construction, repair scope, causation, and valuation.

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Specialty, Warranty, and Excess Coverage

Specialist support for warranties, manuscript and specialty forms, general insurance, excess layers, and other coverage structures that require close analysis and clear documentation.

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Expert Construction Defect Claims Management

Create a clear strategy for complex, long-tail claims

Construction defect matters can involve years of work, overlapping policies, disputed responsibility, and evolving legal theories.

NARS develops the facts, analyzes coverage and contractual obligations, coordinates counsel and technical specialists, and keeps the file moving toward an informed resolution. Our network of qualified local engineers, contractors, attorneys, and appraisal professionals provides additional expertise where and when it is needed.

Our teams stay current on right-to-repair laws, statutes of repose, jurisdiction-specific requirements, and developing case law through regular briefings and continuing education. That knowledge supports timely decisions, appropriate escalation, and practical claim strategies.

“Through ongoing file reviews, the NARS team has consistently pursued practical, business-minded resolutions on disputed coverage matters.

Their approach has reduced defense costs and helped us avoid significant coverage litigation expense and uncertainty.”

— NARS carrier client

Build Construction Defect Claims Handling Around Your Program

Set handling instructions, reporting requirements, escalation thresholds, coverage protocols, reserving expectations, expert and counsel guidelines, settlement authority, and service standards based on your portfolio and business priorities.

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Construction Defect Claims Handling

A coordinated approach to coverage, technical issues, and resolution

Our claim professionals establish the facts, parties, policies, contracts, and deadlines early, then develop a plan that reflects the file’s technical and legal complexity. Progressive supervisor review and roundtable discussion add perspective to disputed, high-severity, and multi-party matters.

Clients stay involved through agreed reporting, authority, and escalation requirements. We coordinate claim professionals, counsel, experts, and other partners around a common strategy, helping reduce duplication and keep critical decisions visible.

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Early Triage and Document Preservation

We identify involved parties, projects, policies, contracts, notices, deadlines, and available evidence, then preserve the records needed to evaluate causation, responsibility, damages, and coverage.

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Coverage, Contract, and Tender Analysis

Adjusters examine policy language, contractual obligations, additional insured status, indemnity provisions, tenders, exclusions, and jurisdictional issues to support a clear, documented claim strategy.

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Technical Investigation and Expert Coordination

NARS coordinates qualified engineers, contractors, appraisers, and other specialists to assess alleged defects, causation, scope of damage, repair options, and reasonable costs.

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Litigation and Expert Coordination

Early collaboration with the employer and treating provider helps identify safe transitional duty, address restrictions, and reduce unnecessary disability duration.

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Resolution, Allocation, and Recovery

We evaluate settlement, mediation, trial, allocation, subrogation, contribution, and other recovery opportunities based on the facts, coverage, authority, and client's business priorities.

Construction Defect Claims Technology

See exposure, litigation, and activity across complex claims

Our claims system gives clients access to claim information and reporting that can be configured around program priorities.

Visibility into claim status, reserves, litigation activity, trends, and key timeframes helps claims and program leaders identify developing issues, monitor performance, and make informed decisions.

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Additional Claims Services

Specialized support for workers’ compensation claims

Workers’ compensation claims may require added clinical, investigative, or recovery resources. NARS can coordinate these services within the broader claim plan, so specialists, clients, and service partners work from the same strategy.

 

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Put Experienced Construction Defect Claims Professionals on Your Program

Bring NARS your coverage forms, project types, jurisdictions, open inventory, and reporting priorities. We will shape the team, oversight, technical resources, and claim strategy around the way your program operates.

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